HIPAA’s portability lost in privacy overkill

Eight years after insurance portability was guaranteed by federal law it remains uncertain — even unlikely — that the Health Insurance Portability and Accountability Act (HIPAA) achieved its primary goal. Not only is the effectiveness of the act unknown, but no one seems very interested in finding out. In 1996, Congress approved HIPAA virtually unanimously. […]

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  • Disability protection is essential

    Most people have life and health insurance to protect them in the event of illness or accident. That means that their medical expenses are covered and their families are protected. But what happens in the event of a serious illness or accident that results in long-term disability? Who would pay for everyday living expenses? How […]

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